Individual health insurance throughout Henderson KY, Evansville IN and surrounding areas.

For those who don’t have employer-sponsored health plans, an individual health insurance policy is a necessity. We’ll help you sort out the confusion of co-pays, coinsurance and other considerations and create a policy that fits your life.

If you don’t get healthcare coverage through your employer, or if you’re self-employed, individual health insurance is an absolute must.

The four big variables to watch out for are:

  • The deductible (how much you pay out-of-pocket before the insurer starts paying)
  • Co-payments (flat dollar amount that you pay toward each medical or hospital bill, with the insurer picking up the rest)
  • Max out of pocket (the most you will pay in a calendar year)
  • Exactly which medical services, doctors, treatment and drugs the policy covers

When offering individual health insurance, insurers have a particular interest in making sure you stay healthy. That means they’ll often pay up to 100 percent of the costs of some preventative healthcare.

Health insurance is certainly a complicated topic, so if you want to find out more about getting the ideal plan, contact us today.

Let’s discuss your individual health insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate individual health insurance solution. There’s no obligation, just good-old-fashioned advice.
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Field & Main Insurance Agency offers comprehensive individual health insurance throughout Kentucky, Indiana and surrounding areas.